Umba

Umba allows users to apply, drawdown and repay loans directly from their smartphone. Once an individual is verified, we make lending decisions based on an assigned risk rating.

What do people use Umba for? Plenty of things, like:

Getting a Mobile Money Loan

Apply mobile money loan in seconds. Receive mobile money to your M-Pesa account.

Finance a Utility Bill

Add your utility accounts in the Umba App and finance your utility bills! Pay for water, electricity, internet, and more.

Transferring Money

A secure and fast way to send money! Pay Utility Bills in other countries with a few taps.

IT'S EASY TO GET STARTED

Create your account

Apply in seconds

Receive an Umba Loan

Increase your loan limit every time you repay a loan on time

Umba puts you in control of your finances. The Umba app lets you apply for credit on the go and it works 24/7.

No paperwork, collateral or office visits needed

You can use your Umba loan to send money directly to your M-Pesa account, to merchants, or utility providers

No late charges or rollover fees

Get access to bigger loans, lower fees, and flexible payment terms as you repay

Loans are approved and disbursed quickly

Get access to credit to build the life you want -- for your business, your home, your family, your life.

CONTACT US

We love hearing from our customers so please let us know on the details below if you have any questions or comments.

Questions? Our Customer Experience Team provides excellent support for your financial needs, from 8AM-5PM, Monday through Friday. Message us within the app and receive an answer in minutes!

EMAIL: [email protected]

FACEBOOK: facebook.com/umbamobile

WEB: www.umba.com