Paychex Pay

Seamless Banking¹ Solutions

¹Paychex is not a bank. Banking service provided by Central Bank of Kansas City, Member FDIC

In today’s fast-paced world, convenience and speed are everything. Enter Paychex Pay℠, an online account established by Central Bank of Kansas City, Member FDIC. It comes with a Paychex Pay Debit Mastercard® and optional Savings Account to easily manage your finances all from a user-friendly app²

GET PAID FAST

Get paid up to 2 days earlier with direct deposit³

EASILY MOVE MONEY

Move money⁴ between accounts or send money to a friend all within the app

FAST CHECKOUT

Pay at retailers with your contactless card or mobile wallets

ADD MONEY QUICKLY

Add funds via direct deposit, cash deposits⁵ at Mastercard rePower® locations, or mobile check deposit⁶

SAVING

Save for your future with an optional savings account with no minimum balance required

CASH BACK REWARDS

Earn cash back⁷ for purchases made at various retailers

MASTERCARD ID THEFT PROTECTION™

Alerts you to possible identify theft and provides you with resolution services if needed

2- Standard message and data rates from your wireless provider may apply.

3- In order for you to be paid early, your payroll or benefits payment provider must submit the deposit early. It is important to note that your

payroll or benefits payment provider may not submit the deposit or payment early each payment period. Be sure to ask your payroll or benefits

payment provider when they submit your deposit information to the bank for processing. Early deposit of funds will begin upon the 2nd

qualifying deposit. A qualifying deposit is defined as a direct deposit greater than $5.00 received from the same payer

4 - Fees and limitations may apply. Consult the Deposit Account Agreement and Fee Schedule for complete details.

5 - Service fee up to $5.95 applies. Deposit and account balance limits apply.

6 - The Ingo Money service is provided by First Century Bank, N.A. and Ingo Money Inc., subject to the First Century Bank and Ingo Money Terms

and Conditions and Privacy Policy available in the App. All checks are subject to approval prior to funding. Unapproved checks will not be

funded to your Account. Approval review may take up to one hour. Fees and data rates may apply. Ingo Money, Inc. and First Century Bank, N.A.,

are not affiliated with Central Bank of Kansas City.

7 - Participating in Paychex Pay Rewards is optional, and you may opt-out at any time by calling 1-866-438-0579. Offers are based on your

shopping habits. Cashback is earned by using your Paychex Pay Card for qualifying purchases and is credited to your account once the

qualified purchase transaction is settled, depending upon the merchant. Central Bank of Kansas City is not affiliated with and does not endorse

or sponsor the rewards program. For complete details, including the use of transaction data, see the Paychex Pay Rewards Terms of Service

provided to you with the Deposit Account Agreement

The Paychex Pay Deposit Account is established by Central Bank of Kansas City, Member FDIC. The Paychex Pay Debit Mastercard is issued

by Central Bank of Kansas City pursuant to a license by Mastercard International Incorporated. Mastercard is a registered trademark, and the

circles design is a trademark of Mastercard International Incorporated. Certain fees, terms, and conditions are associated with the approval,

maintenance, and use of the Deposit Account and Card. If you have any questions regarding your Deposit Account or Card, you should consult

your Deposit Account Agreement and Fee Schedule or contact us toll-free 24/7/365 at 1-866-438-0579