Richart

Description

The most popular digital bank!

Won the German Red Dot Design Award... and 80 other awards at home and abroad

All new and convenient financial services All in Richart↓
Download Richart now, deposit, credit card, transfer, currency exchange, investment, payment, loan, all done in one APP
*The content of each offer and event is subject to the announcement of Richart's official website.

Features of Richart:

1. Online account opening/appointment account opening application is super easy, even at home! Just prepare your mobile phone and two documents, and it will take 10 minutes to complete the application.

2. Effortless trading and investment:

[Transfer at will] Are you still paying for change when you split the bill at a dinner party? Richart transfers money in one second
Just enter your friend's mobile phone number or email, you can easily pay without paying for change, and you won't be embarrassed to receive money, and everyone at the dinner party will be happy~

[Quick and accurate currency exchange] Help you earn more, and enjoy high interest on foreign currency deposits!
Richart not only allows you to view exchange rates in real time, but also has thoughtful features such as price notifications and exchange rate calculations, allowing you to exchange to the most cost-effective price in a simple and fast way! Enjoy high interest rates on current and fixed deposits in multiple foreign currencies, double the joy~

[Invest from NT$10] You can compete for economy with just a penny, and there is also the "Ricart Investment Group"!
You can purchase Richart's fund investment portfolio with as little as NT$10, and you can track the investment return rate at a glance, making fund investment like a game, simple and fun. In addition, there is the "Ricart Investment Group", which can be customized by letting Richard choose your investment portfolio, monitor the market and provide adjustment suggestions for you, and even beginners can easily get started~

[Smart Accounting and Payment] Accounting is super Buddhist, and payment is done without moving your feet
Phone bills, clothing expenses, dinner expenses... Richart APP helps you remember them, and automatically helps you analyze the details of income and expenditure, so you can easily understand the flow of your money! What's even better is that you can pay telecommunications bills, card fees, water bills, and electricity bills at home, and easily grasp the direction of every financial flow. It's hard not to be happy~

It's not over yet~ In addition to deposits, super-preferential investment fees and other benefits, you can get 5 cross-border withdrawals and cross-border transfers every month without fees. There are more than 3,000 Taishin ATMs in Taiwan. You can enjoy the joy of saving money with Richart wherever you go~

Want to know more? Please visit Richart's official website https://richart.tw
Richart 24-hour customer service hotline (02)8798-9088 / 0800-888-800 (local calls only)

========== For Foreigner Users ===========
Foreigners can now open a Richart account (If you hold a Resident Certificate(ARC))!
Visit Richart's exclusive website designed for you ( https://richart.tw (click foreigner account)) and you can open an saving account within 5 mins!
The process is super easy and fast! Count on Richart for all banking needs in Taiwan!
You will need to download Richart app to authenticate NTD and multiple currency transfer transactions.
If you need any help, you can reach out to Richart 24 hour customer service: (02)8798-9088/ 0800-888-800 (press 3 for English service)
Richart foreign account is online! You can open an account with a valid long-term residence permit!
Go to the dedicated webpage (https://richart.tw (foreigner account button)) and open a digital account online in 5 minutes. It is simple and convenient!
After the account is opened, you can download the APP to verify the foreign currency transfer transaction. It is safe and fast!
If you have any questions, you can contact us~ Richart 24-hour customer service hotline: (02)8798-9088/ 0800-888-800 (press 3 for English service)

●Total cost annual percentage rate:
Richart credit: Total cost annual percentage rate: 4.12% - 16.39%
Reserve: Total cost annual percentage rate: 3.99% - 13.99%
New car loan: Total cost annual percentage rate: 3.25% - 6.21%
Used car loan: Total cost annual percentage rate: 4.46% - 12.22%
Original car financing loan: Total fee annual percentage rate: 6.71% - 13.22%
Please refer to Richart official website for the correct annual percentage rate
●Fund investment has investment risks. Investors should read the fund prospectus carefully before subscribing.
●Foreign currency transactions may result in exchange losses if currency conversion is involved. Applicants should carefully consider and evaluate and decide whether to undertake the transaction.
●In order to provide better transaction services, Richart currently only supports iOS 13.0 (inclusive) and above. Please update the operating system as soon as possible to continue using the Richart APP service!
●Reminder: To ensure the security of your account, please install protection software on your mobile device