페퍼저축은행 스마트인증

Description

Pepper Savings Bank Smart Authentication is an app service that allows you to quickly and safely use electronic signature and online document submission services for loan agreements.

■ Main functions
1. Electronic signature for loan agreement
2. Easy loan document submission through online document submission service
3. Check your existing Pepper loan account information

■ Loan information
Repayment period: Minimum 1 year ~ Maximum 30 years
Maximum annual interest rate: 19.9% ​​(interest rate for one year, including fees and other costs)
Loan example cost: If 1 million won is repaid in equal principal and interest installments over 12 months at 10% per annum, the total repayment amount is 1,054,991 won.
(If the loan amount exceeds 50 million won, a stamp fee of 50% is incurred, and in the case of a secured loan, a mortgage cancellation fee is incurred, etc.)

■ App permission and purpose information
1. Phone (required): Connect to customer center and device authentication
2. Save (required): Take a photo of your ID card and attach document files
3. Text (required): Mobile phone identity verification
4. Take photos and videos (optional): Take ID cards
* Options are subject to consent when necessary.
* If you do not allow the required permissions, it will be difficult to use the service.
* To reset permissions, you can delete and reinstall the app or change it in Settings>Application Management>Pepper Savings Bank App>Permissions.

■ Precautions
1. Only Android OS 5.0 or higher is supported.
* If the OS version of the terminal is lower than 5.0, please check with the terminal manufacturer to see if an operating system upgrade function is provided and use it after upgrading.
2. Limit inquiry/mobile loan service can only be used on terminals equipped with a SIM card (USIM chip).

■ Pepper Savings Bank Customer Center
1. 1599-0722 (Weekdays 09:00 ~ 18:00)

Compliance approval number: 23-COM-0224 (2023.05.24)