크플(구 피플펀드)-투자, 대출, 신용관리를 한 번에

Description

■ Earn easily and surely by investing around 10% per year*
- You can invest from 10,000 won
-You can receive interest every month
- There are several investor safety measures.
- There are various investment products such as apartment investment and ultra-short-term investment.
* Average rate of return: 2016.05.26 ~ 2024.05.31, rate of return that does not take into account platform usage fees, taxes, and possibility of insolvency, same as linked loan interest rate

■ High loan limit, low interest rate
- Loan available at 7% even for annual salary of 3,000 (AI loan comparison actual loan example)
- Cumulative loan completion of KRW 2 trillion (cumulative loan handling amount, including Jeonbuk Bank cash collateral product performance (May 2016~May 2024))
- We give everyone a 0.2% interest subsidy coupon exclusively for capital products.
- Already 4,496 people have saved 2.71 million won in interest from KPL (Average interest savings for People Fund loan refinance customers in AI loan comparison, period 2016.05 - 2022.01, average loan period 45 months, based on equal repayment of principal and interest)

■ Exchange free gifticon for credit right now
- Super simple! Get 1,000 credits just for signing up
- We give you up to 2,000 credits in the Daily Draw every day.
- Manage your credit and receive credit! Completing a solution challenge will give you up to 10,000 credits

■ Purchase Korea’s lowest price gift certificate
- You can purchase gift certificates at a discount of up to 9% every month.
- If the price is not the lowest, we will compensate you 100%.

■ The first step to better loan conditions, lending ability score
- We have already provided solutions to 178,619 people! (Count: 2023.04.05 ~ 2024.09.25)
- By analyzing more than 300 pieces of credit information, we analyze in detail the factors that influenced loan screening by item.
- You can check positive and negative factors in loan screening at a glance.
- You can check which areas need improvement first through the proportion of each item reflected.
- AI provides a step-by-step score management plan
- We predict the optimal loan conditions that can be achieved through score management.

■ Linked investment precautions
- Please read the financial product description and terms and conditions before signing a financial product contract.
- The platform usage fee (commission) for this product is up to 1.2%, and is paid by deducting from the investor settlement amount when repaying the principal and interest.
- This linked investment product is not protected by the Korea Deposit Insurance Corporation in accordance with the Depositor Protection Act, and the investor is responsible for any loss of principal.
- The amount of loss due to loan delinquency or default varies depending on the results of bond sales and collection, and the maximum loss can reach the entire investment principal of the bond.
- You can withdraw your investment until the investment fund is completed. (Withdrawal is limited after completion of recruitment until redemption/settlement of the product is completed)
- Our company has an obligation to fully explain this linked investment product, and investors are requested to fully understand the product screen and disclosure information before investing before making an investment decision.
- Past management performance does not guarantee future returns.
- Complaints related to Cple's business activities can be submitted to the main email ([email protected]) or customer service center (1600-9613), and the company has an obligation to respond faithfully and take necessary actions. If you wish to mediate a dispute, you can apply for mediation to the Financial Supervisory Service.
- This advertisement complied with procedures in accordance with relevant laws and internal control standards.

■ Personal credit loan information Loan limit: minimum KRW 5 million ~ maximum KRW 30 million, loan period: minimum 12 months ~ maximum 60 months, integrated interest rate range: minimum 11.5% per year ~ maximum 19.65% per year, loan repayment example: annual interest rate of 1 million won Total loan cost for a loan with equal repayment of principal and interest over 12 months at 5%: Repay 1,027,230 won (monthly payment: 85,607 won)

■ Precautions
- KPL is a service where financial consumers can check their credit information and receive suggestions for improvement solutions through AI algorithms.
- This service has concluded loan solicitation consignment contracts with multiple financial institutions, and does not receive any financial compensation from consumers in relation to loan contracts/execution.
- The loan limit/interest rate of each financial company for this service may vary depending on the financial company's main review standards.
- Conclusion of loan contracts through credit screening, etc., retention and management of consumers' personal/credit information, and receipt of loan interest and principal repayment are all performed by financial institutions that are direct sellers of financial products.
- When using a loan product, you may incur disadvantages due to a drop in your credit score. If you delay repayment of principal and interest, you may be subject to disadvantages such as being obligated to repay the entire remaining principal and interest before maturity and being registered as a subject of credit information management.
- Financial consumers have the right to receive explanations about financial products. Please check the financial product description and terms and conditions before entering into a contract.
- This service is provided by PFC Technologies Co., Ltd.
- Complaints related to this service can be submitted to the main email ([email protected]) or customer service center (1600-9613), and the company has the obligation to respond sincerely and take necessary action. If you wish to mediate a dispute, you can apply for mediation to the Financial Supervisory Service.
- In relation to this service, consumers may claim damages from financial institutions and PF Technologies Co., Ltd. pursuant to Articles 44 and 45 of the Financial Consumer Protection Act.
- This advertisement complied with procedures in accordance with relevant laws and internal control standards.

■ Notes on loan interest and subsidy
- If you receive a loan by applying a coupon from the KPL loan comparison service, a portion of the loan amount will be paid back as credit.
- After the loan is completed, access the app and click the ‘Receive’ button under ‘Payback Coupon Credit’ in the Benefits tab to receive the credit immediately.
- Please refer to the instructions for each coupon for the timing of activation of the reward button for each coupon. Unless there is a special notice, the Get Compensation button will be activated as soon as loan execution is confirmed.
- You can receive coupon benefits only if you apply within the period specified in the coupon.
- A coupon once used cannot be used multiple times for other products.
- Benefits are paid by KPL, not a financial institution. Please note that guidance is not provided on the financial company's loan application screen.
- This coupon event may be changed or terminated early without prior notice due to our circumstances. For inquiries regarding coupons, please contact us through the KPL Kakao channel.

■ Customer Center
- Email inquiry: [email protected]
- KakaoTalk inquiry: @cple

■ Required access rights
- The Crop app collects/uses/shares the installed app information on smartphone devices to prevent electronic financial transaction accidents such as voice phishing and malicious apps. (Use of the Crop app is restricted when an app requiring caution is detected)
- In principle, this service does not collect private information that may infringe on the customer's privacy, and when necessary, collects it with the customer's separate consent and uses it only for the purpose of consent.
※ Required access rights are required to use the platform. If not permitted, use of the service will be restricted.

■ Optional access rights
- System notification: Used to notify service information and advertising information
- Phone: Used to identify telecommunication companies for non-face-to-face document submission
- Camera: Used for non-face-to-face real name authentication and submission of required documents
- Storage space: Used when inspecting captured screens to prevent fraudulent transactions
- Advertising ID: Used to identify user data for customer consultation and error prevention
- Physical activity: Measure the number of steps in the pedometer service
※ You can use the service even if you do not agree to allow optional access rights, but there may be restrictions on the use of some necessary functions.


Compliance officer review completed No. 7960 (25.01.17.6 months)