HB저축은행

Description

[How to resolve app update error]
How to fix play store update error
If an error occurs during the app update process, please refer to the method below.

1. Clear cache and data
Smartphone Settings > Applications > Play Store > Storage > Delete Cache
* If the above method does not work, please proceed to deleting the data.

2. Restart your smartphone
If the same problem occurs even after deleting the cache and data, please restart your smartphone and try running it again.

[HB Savings Bank main functions]
■ Non-member services
- You can use major services related to loans without registering as a member.
· Identity verification, loan application, electronic contract
■ Simple authentication
- You can log in and authenticate quickly and easily using a simple password, pattern, and biometric authentication.
■ Mobile banking
- You can manage your HB Savings Bank deposits and loan accounts in an integrated manner.
· All account inquiries, transaction history inquiries, various transfers, account management, etc.
■ Easy transfer
- You can safely transfer up to 3 million won per day with simple authentication.
■ Non-face-to-face account opening
- You can easily open an account via mobile through non-face-to-face real name verification.
· Ordinary deposit (deposit/withdrawal), term deposit (simple interest/compound interest), term deposit
■ Loan management
- You can use key loan-related functions without visiting a branch.
· Loan application results: Loan application status and results can be viewed
· Online document submission: Easy mobile document submission service without issuing physical documents (prerequisites: certificate in your name)
· Loan electronic agreement: Easy mobile loan agreement service without visiting a branch (Prerequisites: Certificate in your name)
■ Loan products
- You can easily check limits and interest rates without affecting your credit rating.
- For detailed product information, please refer to the HB Savings Bank mobile app or the HB Savings Bank website (www.hbsb.co.kr).
① HB Credit Loan
· Loan target: Koreans over 20 years old, salaried earners and housewives with proof of income
· Loan limit: 1 million to 50 million won (up to 5 million won for housewives)
· Loan interest rate: 16.21 ~ 19.99% per year (fixed interest rate)
② HB Needs Loan (mid-interest rate)
· Loan eligibility: Koreans over 20 years old and salaried earners with proof of income
· Loan limit: 1 million won ~ 100 million won
· Loan interest rate: 4.80 ~ 16.66% per year (fixed interest rate)
③ Deposit collateral loan
· Loan target: Customers who subscribe to our bank’s deposit account
· Loan limit: Up to 90% of the deposit amount
· Loan interest rate: Collateral deposit agreed interest rate + 1.5% per annum
④ Personal business loan
· General fund loans and consultations for self-employed individuals with income
⑤ HB Biz Loan
· Loans and consultations for (individual) businesses or corporations that can provide housing collateral
※ Excessive borrowing may cause a decline in personal credit score.
※ A decline in personal credit score may result in restrictions or disadvantages in financial transactions.

[customer service center]
Main phone number: 1833-8889 (Weekdays 09:00 ~ 18:00)
HB Credit Loan, HB Needs Loan: 1670-5252 (Weekdays 09:00 ~ 18:00)

[App permission and purpose information]
1. Storage space [required]: Save joint certificate, use temporary storage space
2. Camera [Required]: Photo ID card for non-face-to-face real name verification
3. Photo [Required]: Use a photo stored in the device to verify identity.
4. Phone [required]: Used to collect mobile phone device information
5. Notification [Optional]: Send information such as transfer results

[Customer data (sensitive information) collection]
Items for investigating credit disorder by collecting user's app installation information (preventing voice phishing damage for customers using HB Savings Bank app through malicious app detection): Malicious app detection information, used for diagnostic information on detected malicious apps It works.

[User data collection]
Upload of user's image information: We collect image information from non-face-to-face real name verification (OCR) and this information is used to verify the user's identity.