ArtaKu

Description

ArtaKu is a financial marketplace application that facilitates loan applications secured by a vehicle ownership certificate (BPKB) or a vehicle ownership certificate (SHM) and connects directly to the nearest financial services institution (BPR, LKM, or Pegadaian).

🕒 Loan Period:
- Minimum: 12 months
- Maximum: 60 months

💰 Annual Interest Rate (APR):
- Minimum: 12% per year
- Maximum: 36% per year

📊 Representative loan example:
- Loan amount: IDR 10,000,000
- Term: 12 months
- Interest: 24% per year
- Admin fee: IDR 300,000
- Provision fee: IDR 200,000
- Total cost: IDR 500,000
- Total repayment: IDR 12,400,000
- Monthly installment: IDR 1,033,333
- Principal composition: IDR 833,333
- Interest composition: IDR 200,000

📌 Important information:
- All fee information (admin, provision, interest) is displayed transparently before application.
- Registered with the Financial Services Authority (OJK) under S-533/IK.01/2024 as a Financing Agent.
- Registered with the Ministry of Communication and Information and is an official member of AFTECH.

📱 Benefits:
- Check your application status directly.
- Choose a financial institution within a 30 km radius.
- Low interest rates: up to <1% per month.

🔗 Contact:
Tel: 0811266722 (CS1) / 0811399766 (CS2)
Email: cs@artaku.id
Website: www.artaku.id
Instagram / TikTok / LinkedIn: @artaku.id