Faciloan-préstamos

Description

💰They make it easy
Why borrow money at Faciloan?
The best digital credit platform that offers an online loan service in the form of personal loans to provide urgent help to users.
The processes are simple and safe in Colombia! No bureau, no paperwork

Eligibility
1.Over 18 years of age.
2.Have a bank account
3.Have a mobile number and stable income.

No hidden fees
There are no fees, request a loan in cash or directly to your account.

Privacy
When you download Faciloan, we will ask for your authorization to access your cell phone information to validate your identity and determine if you are eligible for one of our credits. Your data is protected by the highest security standards worldwide, we will never share your information without prior authorization

Loan amount: from COP $100,000 to COP $2,500,000 pesos
Most loan days: 91 days to 120 days
Interest rate: 0.06% per day (maximum annual interest rate is 24%, equivalent monthly interest rate of 1.8% only);
Platform: It is a service of COP $300,000 which can be used optionally by our clients, which will allow them to save money and time in necessary document procedures and on which they will be able to receive promotional discounts in a range of COP $10,000 to COP $290,000 that correspond to discounts such as financial inclusion.
Value Added Tax (VAT): 19% VAT is applied on the commission in accordance with Colombian policy and laws;
APR: up to 27.70%(TEA)

Example
The monthly payment will be COP $40,881 (EMI) and the total amount of payments will be COP $122,643
Interest: COP $100,000 * 24% / 365 * 91 = COP $59.83;
Platform: COP $300,000; Discounts: COP $286,000; Platform Fee: COP $300,000 - COP $286,000= COP $14,000
VAT: 19% * Platform= 19% * COP $14,000 = COP $2,660;
The total amount to be paid = loan amount + Interest + commission + VAT = COP $100,000 + COP $59.83 + COP $14,000 + COP $2,660 = COP $122,643;
EMI = COP $40,881
APR = This would translate into an TEA (Effective Annual Rate) of 27.70%.

Characteristics
1. 100% online loans
2. Flexible cycle
3. Cash loans
4. Faciloan offers the best customer loan services, low interest rates and no hidden charges.
5. Accepts all types of bank accounts in Colombia, such as Nequi, Bancolombia, etc.

Contact us：
Email: [email protected]
Customer service: Monday to Sunday 8:00 am to 17:00 pm
Address: Calle 130A#129-96