Mifectivo-Préstamos de Crédito

Description

Mifectivo makes online financial services available to citizens. Zero threshold, flexible credit limit, high probability of approval, ease of disbursement, focused on solving personal financial problems.
Mifectivo has been certified by organizations such as the CNBV and Condusef within its scope of competence. We are an entity registered with the financial authorities, in compliance with all applicable regulations, duly supervised and registered to comply with its legal obligations, and like TALA and DiDi we are committed to providing you with more convenient and efficient financial services.

Why choose Mifectivo as a lender?
🔞 Zero threshold, age 18+ is enough.
💰 We lend you without having to prove income and you do not require collateral.
🚀 Without needing to wait a long time.
🙇 24-hour online verification.
☎️ We have ethical collection practices. Mifectivo will never call your contacts or make harassing calls to charge you.
🔑 Mifectivo is 100% reliable and is regulated by Condusef.
🔒 Information security, multiple privacy protections to prevent disclosure.

About financing loans:
📌 Credit limit: From $300.00 to $20,000.00 pesos
📌 Duration: 91 to 120 days
📌 Interest: 0.09% daily rate. Maximum annual interest rate of 33%;
📌 Commission: 5%—10%;
📌 VAT: 8%
📌CAT: 149.7%-315%
📌 APR: up to 33%
For example: The loan is $10,000 pesos and the loan term is 91 days. You only have to pay 819 pesos of interest (10,000*0.09%*91=819), 1,000 pesos (10,000*10%=1,000) commission and 145 pesos ((Commission 1,000+interest 819)*8%=145)VAT.
The total amount payable would be $11,964. You only need to pay $3,988 each month. Total Annual Cost (CAT): 198.2%

👉 Requirements:
🔴 Be over 18 years old.
🔴 You have your own bank account in several banks, such as BBVA, Banco Azteca, Banorte, HSBC, etc.
🔴 Be Mexican and reside in Mexico.
🔴 IFE/INE CURRENT.

😄 The easiest way to apply for a loan online
✅ Download Mifectivo.
✅ Enter the requested information and the CLABE of the account to which it will be deposited.
✅ Wait for loan approval.
✅ Get your money after approval.

👉 How to make your payment
💵 You can pay online through your bank, we support multiple bank accounts such as BBVA, Banco Azteca, Banorte, HSBC, and more!
💵 You can also pay at a nearby OXXO, 711 or Walmart.
💵 You can choose the option that is most comfortable for you to pay.
💵 Normally, once your payment has been made, your account is settled. If this process takes too long, you can contact our customer service area.

👉 Our recommendations
🗓️ Make your payment on time. When your deadline approaches, we will send you a reminder via SMS, so stay tuned.
🗓️ Always maintain a good record, this way you will be evaluated positively for future increases in both the loan amount and your payment term.
🗓️ Do not give your personal or bank account information to anyone to prevent someone else from using it inappropriately.

Privacy
All data collected is to verify your identity and build your credit profile. We will never share any personal information with anyone other than you without your permission or sell your data to third parties. (Privacy Policy: https://www.mifectivo.com/privacy/)

Disclaimers
Mifectivo is not an online personal cash loan application. We provide recurring credit limits. Mifectivo is not associated with quick loan applications such as Payjoy, Kueski, OKredito, DiDi, Tala, Nu, Baubap, OXXO and others.

Contact:
🕖Our hours are Monday to Friday from 9 a.m. to 5 p.m. to 6 p.m.
📧Email: [email protected]
📞Phone number: 55-5014-0312
🏠 Company address: Av. Ejercito Nacional Mexicano 769, Granada, Miguel Hidalgo, 11520 Mexico City, CDMX