ZapMoney - Personal Loan App

Description

ZapMoney is one of the most simple, faster and affordable 🖐 Personal Loan Platform for Salaried individuals and college students where you can apply for loans up to ₹1 lakh with minimal documentation.📋

ZapMoney is a brand of Monexo Fintech Private Limited which is a RBI Licensed NBFC-P2P.

ELIGIBILITY
👩‍🎓College Students.
*NO Income-Proof required.
*PAN / Voter ID/ Driving license
*Aadhaar for KYC
*College ID - Mandatory
*Internet Banking

🧑‍💼Salaried Individuals
*Working with Registered entities under LLP, Pvt Ltd, Public Limited or Government employees (both State or Central).
*Minimum Net Salary of Rs. 15,000 per month
*Salary Credit in Bank Accounts
*Latest Pay slip
*Internet Banking
*PAN
*Aadhaar for KYC

Our Offerings
💸Online personal loans from ₹1,000 to ₹1,00,000
🧮Interest rates - 18% to 36% p.a.*
⏲Tenures - 3 to 12 months
⛔No application Fees
🪙Low Disbursal fees
🔌Quick loans & easy EMIs

*These numbers are for representation only and the final interest rate or processing fee may vary from one borrower to another depending on his/her credit assessment.

What makes ZapMoney ideal for every customer?
● Quick online loan
● Low-interest rates
● Easy application process
● Fast loan approval
● Digital processing & 10 minute registration
● Easy repayment with manageable EMIs

For example, a loan of ₹3,000 with an interest of ₹0.99/₹1000 / day (an annual interest rate (APR) of 36%) and a repayment tenure of 3 months, processing fee is ₹199 + ₹36 GST (No additional fee) with monthly EMI of ₹1,061. Disbursed amount is ₹2,765. Total interest is ₹182. Total loan repayment amount is ₹3,182

📱App Features
* Build your credit score
* Free plan and Paid plan available
* Lifetime free credit score
* Educational content on finance

How to Apply
*Download ZapMoney loan app from Google Play Store.
* Login with OTP
* Fill out basic information & upload your Payslip/ College ID / Employee ID
* Know your loan eligibility instantly
* Choose a flexible loan amount & EMI repayment plan that suits you (min loan Rs 3000 & min tenure 3 month)
* Complete ENACH and eKYC/ video KYC
* Get the loan amount in your bank account in 24 hrs on application is completed


Our Lending Partners
Monexo Fintech Private Limited


For a faster process, we require the following App permissions:

💬 SMS
We collect Financial SMS and Upload on our Server to assess the income, track and analyze financial expenses, and determine the creditworthiness for instant credit disbursal. Even though we have access to financial SMSs we do not store or share any of your personal SMS data, also we do not share your SMS data with any third-party app or Service.

Queries?
📧Mail: [email protected]
📱WhatsApp Chat: 7845743738
📞Call Support : 7395999667