Займы Онлайн — ФинГид

Description

Looking for a payday loan or a quick microloan to your card?
Our app makes it easy: dozens of offers from the best microfinance organizations (MFOs) are collected in one place. Now you don't need to search through different websites or visit an office in person—an online loan is available anytime and for any income level.

📌 What you'll find in the app:

Online loans to your card from Russia's leading MFOs.

Microloans with guaranteed approval and no operator calls.

Apply even with a bad credit history.

Quick cash until payday—from 61 to 365 days.

Compare terms from different microfinance organizations.

📌 Our partners (MFOs):
Zaimer, Ekapusta, Webbankir, MoneyMan, Kviku, Lime-Zaim, Turbozaim, Dobrozaim, Srochno Dengi, Otlichnye Nalichnye, Manimen, and others. These microfinance companies offer convenient microloans with transparent terms and the option to extend the loan.

📌 Why it's convenient:

Minimal documents required—only a passport is required.

Instant approval—an online loan is available in 1-2 minutes.

Transfer to a card of any Russian bank.

First loan at 0% interest from a number of partners.

Reliable microfinance organizations with licenses and official terms.

📌 Example of use:
Want to buy household appliances, pay for car repairs, or just make it to payday? Apply for a microloan online in a couple of clicks and receive the money on your card.

Terms and conditions:
The minimum loan repayment term is 61 days;
- The maximum loan repayment term is 365 days;
- The maximum annual percentage rate (APR), which includes the loan interest rate and all other fees and expenses for the year (Annual Percentage Rate), is 32%, with a minimum of 1%. The annual interest rate for using the loan is a minimum of 1% and a maximum of 32%.
- The minimum daily interest rate is 0.01%;
- The maximum daily interest rate is 1%;
- Late payment penalty: 0.1% of the overdue amount per day, but no more than 10% of the loan amount.
- Other fees or charges: none.
- In the event of an extended payment delay, information will be forwarded to the Credit History Bureau.
- A loan extension is possible with timely notification to the lender and payment of interest for the initial loan term. There are no additional fees for loan extensions.

Example interest rate calculation:
- Loan principal amount: 20,000 rubles. - Loan term: 100 days.
- Loan usage fee: 0.08% per day, or 16 rubles per day, or 2.4% per month (averaged over 30 days), or 480 rubles per month (averaged over 30 days).
- The total fee for 100 days is 1,600 rubles.
- The total amount to be repaid, taking into account the loan amount: 21,600 rubles.
- The full loan cost (FLC) as a percentage is 29.2% per annum.

📌 How to apply for a loan online:

Download the app.

Select a microfinance organization and a suitable loan.

Indicate the amount and term.

Get approved in minutes.

Funds will be transferred directly to your card.

⚠️ The app is not a credit institution. We provide a catalog of current offers from microfinance organizations and help you compare terms to choose the best online loan.

📲 Install the app now and get a quick loan to your card or a microloan online on favorable terms!