Vibecredit

Description

Vibecredit is an application that allows you to apply for loans online, with security, speed and no hidden fees.

Loan Product Information:
Loan amount: ₦30000 to ₦300000
Loan term: 120 days to 360 days
Interest rate: 24% annualized interest rate
Processing Fee: ₦ 60 ~ ₦ 2,000 for one-time charge depending on loan tenure and amount；
GST: 18% of the Processing Fee in accordance with the policy and laws;
APR: Up to 45% (Annual Percentage Rate including Interest, Processing Fee and GST);

An example:
Loan Amount: ₦10,000
Tenure: 2 months with interest Rate: 25.55% per annum
Interest = ₦10,000 * 25.55% / 365 * 91 = ₦637;
Processing Fee = ₦200;
GST = ₦200 * 18% = ₦36;
Repayment Amount: ₦ 10,873=₦10,000 + ₦ 637 + ₦ 200 + ₦ 36;
APR = (₦ 10,873 - ₦ 10,000) / ₦ 10,000 / 91 * 365 = 35.01%;

How to use the Vibecredit?
1. Download from the Google play and log in with your mobile number to register;
2. Select the product you would like to apply for and fill in your personal information;
3. The final application result will be shown in the APP after get approved;
4. Receive your loan straight into your bank account.

Why choose Vibecredit?
Transparency: Vibecredit is a product of online loan service, registered under Nigeria law.
Instant Personal Loan: you can Get 24*7 access the money anywhere, anytime.
Efficient: We process your instant loan application quickly and swiftly. No paperwork and no hassle because we put your needs first.

Eligibility:
Nigeria Resident;
18-56 years old;
Source of a monthly income;

Tips：Paying your bills on time and building a good credit history will help you to get a higher credit limit

Contact us if you have any questions:
The customer service is always ready to help you, please contact us in the following ways:
E-mail: vibecredit@product.co