Ocrédito-Préstamos de Crédito

Description

Welcome to Ocrédito, the perfect solution for those who need to obtain cash quickly and easily in Colombia. Whether it's paying unexpected expenses, bills, or investing in your future, we can meet your needs. Our app is fast, reliable, and worry-free, making it the best choice for anyone looking to quickly get the cash they need.

Presentation of the product
Loan amount: from COP 50,000 to COP 2,000,000.
Loans are granted for a period of 91 to 120 days.
Interest rate: 0.06% per day (the maximum annual interest rate is 24%. The equivalent monthly interest rate is only 1.8%).
Platform: It is an optional service of COP 300,000 that allows our clients to save time and money on bureaucratic procedures and on which they could receive promotional discounts (for example, financial inclusion) in a range between COP 10,000 and COP 290,000.
Value Added Tax (VAT): 19% VAT is applied on the commission in accordance with Colombian policy and laws.
Annual Effective Rate (TEA): up to 27.70%

Example:
For example, for a 91-day loan of COP 100,000 (at an annual interest of 25.55%), the monthly payment would be COP 40,881 (Equivalent Monthly Installment or CME) and the total amount of payments will be COP 122,643.
Interest: COP 100,000 * 24% / 365 * 91 = COP 59.83.
Platform: COP 300,000. Discounts: COP 286,000. Platform Fee: COP 300,000 - COP 286,000 = COP 14,000.
VAT: 19% * Platform = 19% * COP 14,000 = COP 2,660.
The total amount to pay = loan amount + interest + commission + VAT = COP 100,000 + COP 59.83 + COP 14,000 + COP 2,660 = COP 122,643.
CME = COP 40,881
TEA = This would translate to a TEA of 27.70%

Contact Us
Email: [email protected]
WhatsApp: +5719156998
Website: https://www.ocredito.info
Address: Calle 108#92-10, Chico Bogotá, Colombia

Don't let financial problems slow you down. - Download our loan app now and take the first step towards financial freedom.