Want to apply for an online loan but are unsure about choosing a safe and reliable platform?
Use Pilih Kredit, an online loan product comparison app from various official and OJK-licensed providers in Indonesia.
With Pilih Kredit, you can compare various loan products from various registered fintech platforms – complete with interest rate simulations, terms, ceilings, and installment estimates.
Some partners also allow direct application through the app.
🔍 What is Pilih Kredit?
Pilih Kredit is not a direct loan provider.
We are here to help you:
✅ Find and compare loan products from various official platforms
✅ View transparent installment, interest, and fee simulations
✅ Filter loan products according to your needs
✅ Apply directly to selected partners from within the app
💼 Pilih Kredit Advantages
✅ Complete & Transparent Comparison
Find the loan product that suits your needs – from business capital, education, to urgent needs.
✅ Legal Partner & Registered with the Financial Services Authority (OJK)
We only display products from loan platforms registered and supervised by the Financial Services Authority (OJK).
✅ Guaranteed Data Security
Your information is protected by ISO 27001 information security standards and references from the National Standardization Agency (BSSN).
✅ Direct Application (Optional)
Some loan products can be applied for directly in the app. However, our primary function remains as a comparison platform.
💡 Product Simulation Example (Illustration)
• Loan Limit: IDR 1,000,000 – IDR 300,000,000
• Term: 91 – 365 days
• Maximum APR: 109.5% / year
• Interest: Starting from 0.06% – 0.3% per day
• Service fees & taxes: Depending on the platform
Example:
Loan of IDR 3 million for 91 days
Total payment ± IDR 3,888,910
Monthly installments ± IDR 1,296,303
(Simulation is an estimate and may vary by platform)
📲 How to Use Select Credit
1. Download the app & create an account
2. Explore various loan products
3. Compare interest rates, terms, limits, and fees
4. Apply directly to a partner (if applicable) (available)
5. Continue the application according to the partner platform's procedures.
📑 General Application Requirements (via partner)
• Indonesian citizen aged 18 years and above
• Have an e-KTP (Indonesian National Identity Card) and an active bank account
• Application must be made through the partner platform after selecting a product
🔒 Security & Legality
• Registered and supervised by the Financial Services Authority (OJK) – Number: S-42/IK.01/2025
• Meets the Information Security Index (KAMI) standards from the National Standardization Agency (BSSN)
• Certified by ISO 27001
📞 User Service
🕐 Operating Hours: Monday – Friday, 9:00 – 17:00 WIB
📧 Email: [email protected]
📞 WhatsApp: 081219866781
🏢 Address: Soho Capital, 19th Floor, Jl. Letjend S. Parman Kav. 28, West Jakarta
📥 Download Now – Choose Credit
Don't take risks with illegal online loans.
Use Choose Credit to compare the best loan options from official and trusted partners.
📲 Download now on Google Play and find your financial solution!