OK캐피탈

Description

You can easily proceed from limit inquiry to loan remittance.

■ Main services
1. Loan products
- Personal finance: personal credit loan, car mortgage loan
- Corporate finance: general loan, real estate finance
- Installment/lease finance: durable reinstallation, industrial reinstallation, general lease
2. Loan Center
- New loan, addition/re-loan
3. Loan information inquiry
- Loan progress status inquiry, loan usage history inquiry, refund amount inquiry
4. Loan management
- Electronic contract, automatic transfer management, repayment, certificate issuance, online document submission
5. Membership service
- Membership registration, my OK points, membership management
6. Customer Center
- Notices, certification center, events, financial fraud warning, loan guide, customer voice, personal information processing policy
7. Company introduction
- History, branch information

■ Loan-related information
- Loan repayment period: 12 months to 120 months
- Loan interest rate: 14.9% per year ~ 19.99% per year
- Late payment interest rate: agreed upon interest rate + 3% per annum added (but within the legal maximum interest rate)
- Early repayment fee: up to 2% (exempted after 3 years)
- Interest payment cycle: Every month
- Incidental costs when taking a loan: None
- Example of loan cost: Loan amount 10,000,000 won, loan period 60 months, loan interest rate 14.9%, payment amount when loaning
→ Total repayment amount 14,252,893 won (loan principal 10,000,000 won, loan interest 4,252,893 won)

■ Required access rights
- Phone access rights: Used to maintain the device’s authentication status.

■ Optional access rights
- Camera: Used to take photos of ID cards for non-face-to-face authentication and submit required documents
※ You can use the app even if you deny the selection permission, but there may be restrictions on some services.

■ Precautions
- Use of the app is restricted on rooted devices.
- Data charges may apply when downloading and using services over 3G/LTE/5G networks.