My Loan - Personal Loan App

Description

MY LOAN is a fast and secure personal loan app designed to provide salary and payday loans upto 50000/-for your urgent financial needs for salaried individuals in PAN India.
We are not NBFC & don't lend directly to the customers, we are a Service Provider (Technology Platform) & facilitating loan through our Lending Partner: ATD FINANCIAL SERVICES PVT LTD.
ATD FINANCIAL SERVICES PVT LTD is a Non- Banking Financial Company (NBFC) registered with the Reserve Bank of India, having RBI License No. B-12-00315. Verification Link: https://www.rbi.org.in/Scripts/BS_NBFCList.aspx)
NBFC/LENDER : ATD FINANCIAL SERVICES PVT LTD

My Loan App is an online platform provides personal loans for your daily need, financial, emergencies, traveling, medical emergencies & much more.
If you meet our Loan Eligibility Criteria, the amount disbursed within 10 min (Existing customers) & for 1st time applicant may take 30 minutes to your bank account.

Loan Details & Charges:
* Loan Amount : Upto Rs. 50,000
* Rate of Interest (ROI) : 0.067% per day
* Documentation Fee : 3.5% to 7.5% (Exc. of GST @18%)
* Processing Fee : 3.5% to 7.5% (Exc. of GST @18%)
* Minimum Repayment Period: 90 days

Above charges varies depending upon, risk profile, past relation & prompt repayment of the customer etc.

Loan Example Calculation:
For a Rs.5,000 loan with a 91-day tenure, the cost breakdown is as follows:
* Int. Payable:Rs.304.85
* Processing + Documentation Fees (3.5%+3.5%): Rs. 413.00 (Incl. GST @18% Rs. 63.00)
* Disbursed Amount: Rs.4,587.00 after deductions
* Total Repayable Amount: Rs.5,305.00

Prepayment Charges- Rs.0/- When customers delay their scheduled repayment, a penalty is charged. We made our customers aware regarding fees & charges through agreement which we shared on their registered email ids

Key Features:
* Flexible Loan Tenure– Minimum 90 days to Maximum 365 days
* No Hidden Charges
* Max Annual Percentage Rate (APR) 45.85%

Eligibility:
* Indian Citizen
* Salaried Employee
* Min. Salary: Rs.25,000 per month
* Age:18 years & above
* Valid PAN & Aadhaar

Why My Loan App?
* Over 5000 personal loans disbursed till now
* Low interest rates, No PDC/Nach Required. Only E-Mandate
* Instant Approval & Disbursement.
* Solely app which supplies chances for salaried sector to avail loan
* Easy repayment options
* 100% Digital Process–No paperwork, secure online application without any hassle

Required Documents:
Submit just six docs to avail an instant personal loan online.
1=> Recent Photograph
2=> PAN Card
3=> Aadhar Card
4=> Address ID Proof
5=> 6 Months Bank Statement
6=> 3 Month Salary Slip

How to get started:
* Download & Install My Loan App from Play Store & Get Instant Financial Assistance.
* Sign up & create your profile
* Upload Required Some Document & Submit Loan Application
* Within 3 minute of your personal loan application, you'll be notified of your approval status
* E-sign the loan agreement
* Once the E-sign agreement is done, your loan amount will be transferred to your bank account within 10 minute

Security & Data Protection:
* 496-bit SSL encryption ensure complete security of transaction
* RBI-Compliant Digital Lending App–Follows RBI 2022 Digital Lending Guidelines
* All data is transferred over secured connections. Data security & privacy is the top priority of My Loan App
* Our IT Professional's team adjust to mandated security standard & sturdy protocols
* We do NOT access your SMS, or location without consent
* Your data is totally safe with us
* My Loan is completely safe & secure. Information you share is encrypted & only used to verify your application.
Contact:
Company Name: MY LOAN BAZAR DOT COM
Add: C-316 B&C, Sec-10, Noida, UP-201301
Email: info@myloanbazar.in
Mob: 9999589227
Web: www.myloanbazar.in
https://sachet.rbi.org.in
https://www.myloanbazar.in/payday/terms-of-use.php
https://www.myloanbazar.in/payday/privacy-policy.html