MyCreditinfo

Description

By registering for the My CreditInfo service, you will receive your credit report 3 times a year for free. In the application, you can check:

Credit history
Learn what information credit organizations see when granting a loan to you. A credit report includes information on all types of contracts and payment history.

Credit score and rating
A credit score has a significant impact on lenders' decision-making on lending. A credit score is expressed in numbers.

Credit Monitoring
You will receive a notification if there is a change in your credit history. This service also helps you identify suspicious activities that may occur in your credit report.

Remittance information
Check the information in the Creditinfo database about the remittances you have received from abroad.

Credit offers
You can also see offers for various credit products in the application. Each offer contains the following data:
Minimum and maximum number of payments - consumer loan from 3 months to 48 months;
The Maximum Annual Percentage Rate is 36% (An interest rate that takes into account all necessary financial costs and the period over which these costs are incurred: loan disbursement fee maximum 2%; insurance fee - maximum 0.5%; Loan repayment fee - maximum 2% )
If you borrow 1,000 GEL for 12 months with an annual interest rate of 20% and an administrative fee of 50 GEL, your total repayment will be 1,270 GEL (12 monthly payments of 105.83 GEL). APR: 24.5%.

Privacy Policy: https://mycreditinfo.ge/landing-confidentiality

Please note that checking your own report does not affect your credit rating.