WeRize Customer App

Description

Note:
This app is only for customers who have purchased a WeRize financial product through an official WeRize Partner.

About this app

WeRize connects you with a trusted network of financial advisors who help you get loans, insurance and start savings or investments in a simple, convenient way.
Only customers who have already taken a WeRize product through an authorized partner can log in and use this app.

Products you can access

Customers can access and manage the following products purchased via WeRize Partners:

Lending products

• Salaried Personal Loans – Unsecured loans for various personal needs.
• Business Loans – Loans to support the growth of small and medium businesses.
• Loan Against Property – Loans by leveraging the value of owned property.

Savings & investment products

• Online Gold – A secure and easy way to invest in 24K digital gold.
• High-Interest FDs – Fixed Deposits with attractive interest rates from trusted institutions.

Regulatory & lending information

Wortgage Finance Private Limited holds an RBI NBFC license (N-02.00325), which allows it to conduct lending activities in India.
Wortgage Finance Pvt Ltd and its group company, Wortgage Technologies Pvt Ltd, work with the following RBI-approved NBFC and bank lending partners:

• Northern Arc Capital Limited
• VIVRITI CAPITAL LIMITED
• MAS Financial Services Limited
• Incred Financial Services Limited (Formerly KKR India Financial Services Ltd)
• HDB Financial Services Limited
• Ambit Finvest Pvt. Ltd. (Formerly - Ambit Retail Finance Pvt. Ltd.)
• Apollo Finvest (India) Ltd.
• UTKARSH SMALL FINANCE BANK LIMITED
• Western Capital Advisors Private Limited
• Arka Fincap Limited (Formerly Kirloskar Capital Limited)

Loan key details

We provide transparent, large-ticket, long-tenure secured/ unsecured personal and SME loans.

• Loan Amount: ₹30 Thousand to ₹1 Crore
• Repayment Duration (Tenure): 12 months to 120 months (1 - 10 years)
• Annual Percentage Rate (APR): 15% to 35%* (includes interest rate plus processing fees)

Processing Fees: 2% to 3%* of the loan amount

Note: Final numbers may vary based on the customer’s credit assessment.
*Numbers are for representation only.

Representative loan example

For a personal loan of ₹1,00,000 for 36 months at an interest rate of 22% (reducing balance):

• EMI: ₹3,819
• Total Interest Payable: (₹3,819 × 36) − ₹1,00,000 = ₹37,486
• Processing Fee (incl. GST): ₹3,894
• Amount Disbursed: ₹1,00,000 − ₹3,894 = ₹96,106
• Total Amount Payable over 36 months: ₹1,37,486

Documents required for loans

Typically required documents:

• PAN Card
• Aadhaar Card
• Bank Statement
• Latest Salary Slip

Feedback & support

For any suggestions, issues, or feedback about the WeRize Customer App, please write to

info@werize.com

Your feedback is valuable and helps improve the app experience for all customers.