Honest - Credit Card

Description

Honest credit card - A smart alternative to Online Loans (Pinjol) and Paylater for better finance

✔️ Credit card with a limit of up to IDR 100 million.
✔️ Apply online in just 5 minutes.
✔️ No fees or interest if paid in full and on time.
✔️ Credit limit up to IDR 100 million
✔️ Get credit score report for free

Why Choose Honest:

• A smart alternative to Online Loans (Pinjol) and Paylater, with full transparency and no hidden fees.
• Fast application process, 100% online, completed in just 5 minutes.
• High limit of up to IDR 100 million for all your financial needs.
• Credit card with 0% interest when your bill is paid in full and on time.

Key Features:

• Super fast application: 100% online in just 5 minutes.
• Quick approval: Get approved within 2 hours.
• High limit: Enjoy a credit limit of up to IDR 100 million.
• Flexible payment options: Choose your payment amount and see exactly what interest you’ll pay. 0% interest if your bill is paid in full and on time.
• No hidden fees: One clear fee based on your billing amount. Get 100% of your fee refunded if you pay your bill in full and on time.
• Secure access: Only you can view card details through the Honest app. The physical card does not have numbers.
• Real-time expense tracking: Receive instant notifications for every transaction.

Credit payment:

💳 Product: A smart credit card with flexible payment options. Pay in full or partially, depending on your financial situation
💰 Credit limit: Up to Rp100 million
💸 Interest & fees:
• 0% interest and 0% admin fee if you pay in full and on time
• 1.75% monthly interest on unpaid balances
• Admin fee ranges from 0%–6.49% of active billing balance (100% refunded if you pay in full & on time)
• No annual fee, no late fee, no overlimit fee, and no card replacement fee
• Maximum APR: 30% annually
🛒 Payment Illustration: You spend Rp3,000,000 on July 5
• Billing statement date: July 16
• Your admin fee: 3.99% = Rp119,700
• If you pay in full (Rp3,119,700) before July 25:
✔ No interest charged
✔ Rp119,700 admin fee refunded back to your credit limit
✔ Total fee: Rp0
• If you only pay Rp1,000,000 before July 25:
✔ Remaining balance of Rp2,119,700 will be charged 1.75% interest next month
✔ Admin fee will not be refunded
✔ Next bill will include remaining balance + interest

Honest is a fair solution for your financial needs. Experience the convenience and security of using a credit card as a reliable alternative to Paylater or Online Loans (Pinjol), complete with transparent and easy-to-use features.

Download now and enjoy a new way to manage your finances effortlessly!

For more information: https://honest.co.id

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Honest app uses foreground services to ensure reliable data synchronization and deliver high-priority account notifications to customers.

Registered address: PT Honest Financial Technologies Metropolitan Tower 3rd floor Jl R.A. Kartini Kav. 14, TB Simatupang Cilandak Barat, Jakarta Selatan DKI Jakarta 12430, Indonesia