Gerald: BNPL + Cash Advance

Description

Experience smart shopping and financial flexibility. Gerald gives you an advance from $40 to $200 (approval required; eligibility varies) to buy household essentials with Buy Now, Pay Later (BNPL) in Cornerstore — then you may be able to transfer an eligible portion of your remaining balance to your bank after you meet the qualifying spend requirement.

NO FEES. EVER.
No interest, no subscriptions, no tips, and no transfer fees. Gerald also has no credit checks.

HOW IT WORKS
1. Get approved for an advance up to $200 (eligibility varies).
2. Shop Cornerstore for household essentials with BNPL — with access to millions of products.
3. After you meet the qualifying spend requirement, you can request a cash advance transfer of an eligible portion of your remaining balance to your bank (limits and eligibility apply).
4. Repay the full advance amount according to your repayment schedule.

EXAMPLE
Approved for $200 → shop essentials in Cornerstore → unlock bank transfer → transfer an eligible amount to your bank with no fees.

POPULAR FEATURES

BUY NOW, PAY LATER FOR ESSENTIALS (CORNERSTORE)
Running low on cash? Use your approved advance to shop essentials and everyday items in Cornerstore — from household products and personal items to recurring needs.

CASH ADVANCE TRANSFER TO YOUR BANK (AFTER QUALIFYING SPEND)
Need extra flexibility? After you make eligible purchases using a portion of your approved amount, you can transfer an eligible portion of your remaining balance to your bank with no fees.

TRANSFER SPEED
Instant transfers may be available depending on bank eligibility. If instant isn’t available, transfers arrive on standard timing.

STORE REWARDS
Earn rewards to spend in Cornerstore. Repay on time and get a percentage back for future purchases. Store rewards don’t need to be repaid.

PLAY TO EARN
Play games, collect points, and redeem them for Store Rewards toward future Cornerstore purchases.

WHY CHOOSE GERALD?
Gerald is on a mission to help individuals and families access essential household products with zero-fee flexibility. Shop smarter, avoid expensive alternatives, and stay in control — with clear rules and no hidden costs.

POPULAR SEARCHES
cash advance now, same day cash advance, small cash advance, money borrowing apps, instant cash advance app
(Eligibility varies; qualifying spend and transfer limits apply.)

Website: https://joingerald.com

LEGAL DISCLOSURE
Gerald does not offer loans. Gerald is not a payday loan, cash loan, or personal loan. Gerald provides fee-free advances (approval required). Gerald’s advance service has 0% APR and no interest. Gerald’s advance service has no minimum or maximum repayment timeframe requirements.

(*) Advances range from $40 to $200 (eligibility varies). There are no fees: no subscriptions, no tips, and no transfer fees. Terms: https://joingerald.com/legal/terms-of-use

Cash transfer requirement and limits: Bank transfer is available only after you meet the qualifying spend requirement on eligible purchases in Gerald (e.g., Cornerstore or an eligible mobile plan). After meeting this requirement, you may transfer an eligible portion of your remaining balance to your bank. Transfer limits, eligibility, and timing may vary. Instant transfer is available for eligible banks.

(**) Not all users will qualify. Subject to approval policies.
Gerald Technologies is a financial technology company, not a bank. Banking services are provided by Gerald’s banking partners.