Floa - prêt & gestion

Description

With the Floa app (formerly the Coup de Pouce app), take advantage of our financing solutions to realize all your projects:
- Borrow money
- Spread the amount of your purchases over several installments
- Manage your transactions: mini loans*, payments in 3x**, 4x**, and 10x*** installments made with our partners, transactions made with your Gold card**** or your revolving credit**

--Need a mini loan or to spread your payments? --

1. Create your account in 5 minutes (1) to:
- Apply for a mini-loan between €100 and €1,500 to finance your projects
- Spread the payment of an expense

2. Quick application with 2 supporting documents:
- A bank account details slip: to transfer funds to your bank account
- A piece of ID: for fast and secure validation

3. Pay the fees by credit card and receive your funds in your bank account within 24 to 48 business hours*

4. Repay your loan with peace of mind in 90 days

Maximum loan amount: €1,500
Loan repayment term: 90 days
Maximum fees: 3.42% of the borrowed amount
Maximum APR: 23.34%

Example: For a borrowed amount of €300, repayment is made with the payment of the loan fees €10.26 at the time of application, then €100 per month for the next 3 months. The total amount reimbursed is €310.26. The fee is 3.42% of the borrowed amount.

--Want to track your installment payments made on a Floa partner site?--
From the Payment Schedule tab, manage your repayments: view your monthly payments, change your bank card, or in the event of an unforeseen event, settle your outstanding payments.

--Manage your transactions for holders of a Floa bank card or revolving credit card--

1. Track your transactions if you have a Floa bank card or revolving credit card:
- Check your balance and limit
- View the amount of your next direct debit
- Access the list of your cash, installment, or credit transactions
- View and download your bank statements

2. Manage your Floa bank card options:
- Cancel or temporarily lock your credit card
- Find your PIN and check the status of your bank card*
- Enable/Disable online payment Contactless and abroad

3. Secure your transactions
Activate biometrics to speed up the validation of your online payments and sensitive transactions

4. Manage your account more easily:
- Request money at any time and receive it within 48 hours
- After purchase, spread the amount of your payments and withdrawals over 6, 12, 24, or 36 mini monthly installments (using your revolving credit)

A loan is a commitment and must be repaid. Check your repayment capacity before committing.
(1) Average user session duration: 3 minutes 23 seconds
* Repayable credit offer subject to acceptance of your application by Floa. You have the legal right of withdrawal. The funds transfer will be issued within 24 to 48 business hours. General Terms and Conditions: https://www.moncoupdepouce.com/floabank
**Subject to acceptance of your application by Floa and after the legal withdrawal period has expired.
***Assigned credit offer subject to acceptance of your application by Floa, after the legal withdrawal period has expired.
****The Floa bank card is a credit card associated with an annually revolving credit line. It can be used for cash or credit when paying.
Floa, SA with a capital of €72,297,200 - RCS Bordeaux 434 130 423 - Immeuble G7, 71 Rue Lucien Faure, 33300 Bordeaux, subject to the supervision of the Prudential Supervision and Resolution Authority, 4 place de Budapest CS 92459, 75436 Paris, ORIAS n°07028160 (www.orias.fr)