MiCuoti -Préstamos Credito

Description

MiCuoti is an online personal installment loan available to all residents in Colombia. Loans from 150,000 pesos – 2,500,000 pesos are available to users for financial assistance. Loans and credit products that can be paid through convenient payment methods such as Colombia PSE /Baloto/Nequi/Efecty.

Product details】
Loan amount: from COP $150,000 to COP $2,500,000 pesos;
Loan term: 91 days to 120 days
Interest: 0.06% daily;
Value Added Tax (VAT): According to Colombian policies and laws, the platform collects 19% of the value added tax;
APR: The TEA (annual effective interest rate) reaches 28.0%.

example
A 120-day loan, divided into 4 installments, with an amount of COP $100,000. The details of the loan are as follows:
Interest: 100,000 * 0.06% * 120 = 7,200COP
Platform: 300,000 COP, discount: 286,000 COP, platform fee: 300,000 COP - 286,000 COP=14,000 COP
VAT: 19% * platform fee = 19% * 14,000 COP = 2,660 COP;
Total payment = loan amount + interest + platform fee + VAT =( COP $100,000 + COP $7,200 + COP $14,000 + COP $2,660 )/4= COP $30965
First Issue: COP $30,965
Phase 2: COP $30,965
Phase 3: COP $30,965
Phase 4: COP $30,965
Annual interest rate: TEA (annual effective interest rate) up to 28.0%

Why borrow money at MiCuoti?
A digital installment credit platform that offers online loans in Colombia in the form of personal loans to provide emergency assistance to users.
Mobile Credit Loans in Colombia
In Colombia the process is easy and safe! No desk, no paperwork

How do I get a line of credit?
1. Download MiCuoti
2. Enter your information to request and receive points.
3. Wait for loan approval.
4. Withdrawal after approval

We deposit the loan funds directly into your bank account. If you do not have a bank account, we recommend opening one at Banco Bancolombia, Nequi, Daviplata and Bancolombia A la Mano. This step is simple, direct and effective. Earn money more easily with Bancolombia, Nequi, Daviplata and Bancolombia A la Mano cards

. How to pay?
- Enter your request in MiCuoti and click on the payment button
- You can pay online with Banco, PSE, Botón Nequi, Botón Bancolombia
- You can also pay through referrals from your nearest Baloto or Efecty.

Classification
1. Colombians with a citizenship card
2. People over 18 years of age.
3. Have a mobile phone number and stable income.
4. Have a bank account, Banco Bancolombia, nequi, Daviplata, etc.

characteristic
1. 100% online
2. Flexible cycle
3. MiCuoti offers Colombian customers the best loan services, with low interest rates and no hidden fees.

privacy
When you download MiCuoti, we ask that you authorize access to your phone information to verify your identity and determine if you are eligible to receive one of our points. Your data is protected by the highest global security standards and we will never share your information without prior authorization.

Contact Us:
Email: [email protected]
Company address: Cl. 95 #47-15, Barrios Unidos, Bogotá, Cundinamarca, Colombia