T24 is a lifestyle e-commerce service, aims to transform web-based mobile top-up, utility payment, gift card, P2P and digital voucher services into a dynamic mobile app experience, providing a global e-commerce marketplace for end consumers, reseller agents, and merchants to buy and sell physical or digital products and services in fiat currencies only, excluding all forms of cryptocurrencies. It offers an affordable and seamless solution for sending, receiving, requesting, and paying for a wide range of goods and services, including airtime and data top-ups, utility payments, e-gift cards, eSim top-ups, and professional services, all conveniently accessible from a mobile phone.