Bajaj Housing Finance

Description

Your Digital Partner for Mortgage Services
The Bajaj Housing Finance Customer App is designed to give you seamless access to your Home Loan, Loan Against Property, and Top-up Loan information and services, anytime, anywhere.
It’s a secure, convenient, and paperless way to manage your loan account and access other related services.
Key Features
• Loan Dashboard – Track your loan account, EMIs, and repayment schedule in real time.
• Instant Payments – Make part-prepayments and overdue and advance payments securely online.
• Digital Documents – Download your Statement of Account, Repayment Schedule, Interest Certificate, and more in just a few taps.
• Service Requests – Raise and track requests online, without the need for branch visits.
• Top-up Eligibility Check – View pre-approved or eligible top-up offers on your existing loan with just a few clicks.
• Secure Access – Login with your customized mPIN or biometric authentication for a safe experience.

Transparency in Lending
When you explore a Home Loan, Loan Against Property, and Top-up Loan facility, you can view key information upfront.

Home Loan Highlights
Loan Amount: Rs. 4,00,000 to Rs. 10,00,00,000 or higher, based on eligibility
Repayment Tenure: 5 years to 32 years
Rate of Interest for salaried individual borrowers: 7.35% p.a. to 9.20% p.a.
Processing Fee: Up to 4% of the loan amount + GST as applicable

For example, for a Home Loan of Rs. 50,00,000 at an interest rate of 7.35%* p.a. for a tenure of 30 years, the EMI would be Rs. 34,449 with a total interest of Rs. 74,01,498 and a total payable amount of Rs. 1,24, 01,498

Loan Against Property Highlights
Loan Amount: Rs. 20,00,000 to Rs. 5,00,00,000 or higher, based on eligibility
Repayment Tenure: 2 years to 17 years
Rate of Interest for salaried individual borrowers: 8.99% p.a. to 12.00% p.a.
Processing Fee: Up to 4% of the loan amount + GST as applicable

For example, for a Loan Against Property of Rs. 50,00,000 at an interest rate of 8.99%* p.a. for a tenure of 15 years, the EMI would be Rs. 50,684 with a total interest of Rs. 41,23,046 and a total payable amount of Rs. 91,23,046.

Note: Calculations for illustration purpose only.
*Subject to eligibility | Terms and conditions apply

Annual Percentage Rate
Annual Percentage Rate (APR) is the annual cost of credit to the borrower, which includes interest rate, and all other charges associated with the credit facility, such as processing fees, insurance, Annual Maintenance Charges, and valuation charges, etc. The APR calculation does not include contingent charges related to occurrence of an event, such as late payment charges, cheque bounce charges, and pre-payment charges, etc.

About Bajaj Housing Finance Limited
Classified as an ‘Upper-Layer NBFC’ by the RBI pursuant to Scale Based Regulations, Bajaj Housing Finance Limited (BHFL) is a subsidiary of Bajaj Finance Limited. Headquartered in Pune, BHFL offers finance to individuals as well as corporate entities for the purchase and renovation of homes, or commercial spaces. It also provides loans against property for business or personal needs as well as working capital for business expansion purposes. BHFL also offers finance to developers engaged in the construction of residential and commercial properties as well as lease rental discounting to developers and high-net-worth individuals. The Company is rated AAA/Stable for its long-term debt programme and A1+ for its short-term debt programme from CRISIL and India Ratings.

Contact Us
Email: [email protected]
Corporate Office: 5th Floor, B2 Building, Cerebrum IT Park, Kumar City, Kalyani Nagar, Pune 411014, Maharashtra, India