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Description

Application "Loan and credit card online" - a master of selection of loans for any purpose. Contains up-to-date information on all loan offers;
We have collected up-to-date information for you by country: Russia, Ukraine, Belarus, Kazakhstan;
Applying for a loan or a credit card is easy - in a mobile application in 5 minutes

A personal manager will select the best offers for:
1. consumer loans, cash loans, auto loans and secured loans;
2. credit card or installment card
We show and tell about all the "pitfalls", the advantages and disadvantages of all banks


For all banks, a credit history check is available for free and a loan calculation through an online loan calculator.

Loan payments. General terms and Conditions:
– The minimum loan term is 180 days or 6 months;
— Maximum loan term — 84 months;
— Minimum interest rate — 5.4% (APR) including all fees and taxes;
— Maximum interest rate — 29.9% (APR) including all fees and taxes;

We propose to calculate the payment amount for a borrower who wants to take 2,000,000 rubles from the bank. at 6% per annum for 2 years:
The formula for calculating the monthly payment and the total overpayment according to the example:
P = S * R * (1 + R) ^ N / ((1 + R) ^ N - 1), where
P - the amount of the monthly payment on the loan
S - loan amount
R is the interest rate per month. R = Annual interest rate / 12
N - loan term in months
We propose to calculate the payment amount for a borrower who wants to take 2,000,000 rubles from the bank. at 6% per annum for 2 years:
R = 12 / (100 * 6) = 0.02
P = 2000000*0.02*(1+0.02)^24 / ((1+0.02)^24-1) = 88641.2
Overpayment formula T = (N * P) - S = (24 * 88641.2) - 2000000 = 127388.88
Outcome:
Principal debt amount: 2,000,000 rubles 00 kopecks
Overpayment on the loan: 127388 rubles 88 kopecks
Total debt: 2127388 rubles 88 kopecks
The amount of the monthly payment is 88641 rubles 20 kopecks
Penalty for late monthly payment: 0.05% - 0.2% of the amount of overdue debt for each day of violation of obligations.
Not a public offer