wefin
com.bankse
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Description
Check your Free Credit Score and choose from a wide range of personalized Loan and Credit Cards from India’s top NBFCs and Banks.
Multiple loans and credit cards offers by India’s trusted leading banks, keep track of your EMI with the wefin FREE EMI calculator, get access to FREE Credit Score, and many more financial services.
Things you get in the app:
1. Easy and fast way to get the best loan offers from India's trusted leading banks & Financial institutions
2. Multiple loan options
3. Instant approval on EV two-wheeler loan
4. Customize your Loan
5. FREE credit score report
6. 100% digital, paperless process
7. Select your own flexible EMI and calculate your EMI for free
8. Multiple choice of products, from India's leading lenders
9. Credit Cards options according to your spending and eligibility
10. Personal Loan & credit card offers, according to your need and eligibility
11. Compare, choose, and transact for the best-suited loan and credit card offers digitally
12. Different types of Personal and Business Loan offers
13. Home loans with the lowest interest rates
14. Explore secured loan offers on Loan Against Property
15. Track your ongoing loan conveniently with real-time analysis
Personal Loan Lending Partners:
1. Tapstart Capital Pvt Ltd.
2. Earlysalary Services Private Limited (Formerly Known as Ashish Securities Private Limited)
Contact us:
Call: 011-40724283
Email: info@wefin.in
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Customers applying for a Personal Loan should note that:
• We may access contact information, such as user’s name, user’s address, user’s phone number, email and other similar information and location, phone and / or any device storage. We share your information with third parties and Lending Partners to provide effective customer support Services. Wefin does not charge user anything, on the contrary Wefin may receive consideration from third parties to whom user’s request is passed on. By agreeing / giving consent to the privacy policy, you provide your express consent to us to use the information listed in this Clause for purposes mentioned in this Clause.
• Unlike other loans, Personal Loans usually have a shorter repayment tenure, ranging from 3 months to 5 years
• Depending upon the individual applicant's profile and the lender, the APR (Annual Percentage Rate) of a personal loan may vary from 10.99% to 35%
Representative example of the total cost of the loan , including the principal and all applicable fees
• For example, on a personal loan of Rs. 4.5 lakh at an interest rate of 15.5% with repayment tenure of 3 years, the EMI will be Rs. 15,710. The total payout here would be:
Principal Amount: Rs 4,50,000
Interest Charges (@15.5%): Rs 1,15,560
Loan Processing Fees (@2%): Rs 9000
Documentation charges: Rs 500
Amortization Schedule charges: Rs 200
Fees and other costs in the loan terms (Stamp Duty) = ₹100
Total cost of the loan: Rs 5,75,360
• However, in case of change of payment mode or any delay or non-payment of EMIs, additional charges / penal charges may also be applicable, depending on the lender's policy
• Also depending upon the lender, prepayment options may or may not be available and applicable charges for the same may vary.