myKinara – Business Loan App

Description

Our myKinara App provides Fast & Flexible Collateral-free Business Loans to MSMEs within 24-hours. Business loans are available in the range of ₹1 lakh to ₹30 Lakh for various types of micro-and-small MSMEs in the Manufacturing, Trading, and Services sectors. myKinara App is made available by Kinara Capital Private Limited, an RBI-registered NBFC.

Download the myKinara App now to Check Eligibility in just 1-minute! No document uploads are required for checking your business loan eligibility.

Why Choose Kinara Capital for your Business Loan Requirements?
➡️ Get Collateral-free Business Loans from ₹1 lakh-to-₹30 lakh
➡️ Minimal Documentation and 24-hour loan disbursements
➡️ Doorstep & Phone Customer Service available
➡️ Automatic HerVikas discounts for Women MSME Proprietors
➡️ Access Multilingual myKinara App with Secure OTP Login
➡️ Flexible Repayment and Reducing Rate Basis EMI

Kinara Capital serves MSMEs in 100+ cities across the states of Tamil Nadu, Karnataka, Andhra Pradesh, Telangana, Gujarat, Maharashtra, and the Union Territory of Puducherry. Since 2011, Kinara Capital has disbursed more than ₹8,500 crore to support over 1 Lakh MSMEs in India, enabling business growth, income generation, and new job creation.

The loan offerings from Kinara Capital are:

MSME Business Loan
Collateral-free loans from ₹1 lakh to ₹30 lakhs for MSMEs in Manufacturing, Trading, and Services to meet business operations and expansion needs.

Green Loans
Loans specially designed for MSMEs offering eco-friendly products, services, or sustainable infrastructure, including Water, Sanitation, and Hygiene (WASH) projects.

Short-Term Working Capital Loan
Quick loans of ₹50,000-₹2 lakhs with a tenure of 6-12 months to cover immediate funding requirements or urgent operational expenses for MSMEs.

Machinery Purchase Loan
Purchase New or Second-hand machinery to increase your production capacity. Buy CNC, lathe, or any such relevant machinery for your business needs.

Supply Chain Financing
Flexible Credit Facility of upto ₹10 lakhs against order receivables with a tenure of up to 12 months. Meet your urgent business needs easily with a bullet repayment option to help you manage your cash flows efficiently.

HerVikas Business Loans for Women Entrepreneurs
60-day Repayment Holiday and upfront 1% interest rate discount and a 50% reduction in loan processing fees for women MSME business owners. It is also open to newly registered MSME startups in the Manufacturing and Trading sectors.

List of Documents to Speed Up Your Loan Process:
➡️ Applicant’s KYC document (Aadhaar and PAN)
➡️ Co-applicant’s KYC document (PAN / Aadhaar are recommended, but not mandatory)
➡️ Business KYC documents (Business License, Shops & Establishment, etc)
➡️ MSME Udyam Registration Number
➡️ Bank Statements of Business Accounts (12-months minimum)

Kinara Capital is an RBI-registered NBFC. RBI Disclaimer: RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the Company or for the correctness of any of the statements or representations made or opinions expressed by the Company and for discharge of liability by the Company.

Beware of scammers who can use fake SMS/emails/WhatsApp, etc., impersonating Kinara representatives or offer vouchers and other rewards for downloading apps. Avoid clicking on links from unknown senders and always verify email and SMS domain names. Never share sensitive data such as OTP, bank accounts, etc., with anyone. Remember, our representatives will never ask you for any payment or commission to provide a loan.

Kinara Capital is not liable for any loss caused due to fraud or phishing activities. To report such activity, please call 18001032683, or email us at [email protected]