Advance - Salary on-demand
com.advanceph.mobile
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Description
Access your salary on demand — no need to wait for payday.
Advance lets eligible employees access a portion of their earned income, manage unexpected expenses, and split payments for better budget control.
Key Features:
INSTANT - BE PREPARED FOR ANY EMERGENCY:
• Funds disbursed instantly upon request
• Available 24/7, including weekends and holidays
FLEXIBLE - DESIGNED FOR YOUR NEEDS:
• Access as low as ₱1,000
• Request multiple times, within your credit limit
• Credit line is replenished with every repayment so you'll always have access to emergency funds
SPLIT EXPENSES, SAVE MORE, MAXIMIZE INCOME
• Split transactions to up to 4 payments and do more with your earnings
• Track repayments easily using our clear payment tracker
• Avoid late penalty fees by paying on time
Who Can Use Advance?
Advance is exclusively available to employees of partner companies. A company code is required to sign up. Please check with your HR department.
Not a partner yet? Refer your employer by emailing partner@advance.ph.
Loan Term: 60 days
Maximum APR: 35%
Sample Computation
PF:
5% of ₱10,000 = ₱500
Interest:
5% (2.5%/month) of ₱10,000 = ₱500
VAT:
12% of ₱1,000 (PF & Interest) = ₱120
DST:
Principal * (₱1.5 for every ₱200) * (Payment Terms/365)
10,000 * (1.5/200) * (60/365) = ₱12.32
₱10,000 (Principal) +
₱500 (PF) +
₱500 (Interest) +
₱120 (VAT) +
₱12.32 (DST)
= ₱11,132.32
Learn more: https://advance.ph