Django | App de paiement en 3x

Description

Django, a 100% subsidiary of La Banque Postale Consumer Finance, presents its Django Later credit solution to split your past purchases into 3x!

How to get credit on the Django app?

In a few clicks, you can request a transfer of the amount of an expense already made in the last two months, then you repay it in three monthly payments. You will pay:
- On D-day: credit costs
- D+30: the first monthly payment of your credit
- D+60: the second monthly payment of your credit
- D+90: the third monthly payment on your credit.
It is also possible to request a transfer of the amount of your choice, within the limit of your borrowing capacity.

How can I benefit from the Django Later by La Banque Postale solution?

1. Download the Django app 📱
2. Create your Django user account: it only takes a few minutes! ⏲️
3. Connect your bank account to your Django user account.

Your borrowing capacity will then be calculated, and it will then be updated each time you connect to the Django application.
Borrowing capacity corresponds to the maximum amount you can borrow in order to spread your expenses 3x*.

Then select the purchase to split from the list of your eligible expenses, or enter the amount you wish to receive by transfer 🛍️

What expenses are eligible to benefit from the Django credit solution?
- The expense must have been made within the last 60 days
- It must be between €50 and €2000*.

What are the advantages of the Django Later by La Banque Postale solution?

- The right to change your mind: if at the time of your purchase, you have not done so, with Django you can split your expenditure into 3 installments
- 60 days to think: Django allows you to regain control of your budget management by spreading out the amount of test purchases*.
- Your expenses are not displayed? Request your credit by entering the amount* you wish to receive.
- Quick transfer to your account: in 24 working hours on average, the transfer arrives in your account, and you repay the first monthly payment of your credit 30 days later.

So here we go, download the Django app!

A credit binds you and must be repaid.
Check your repayment capacity before committing.
*Subject to eligibility and within the limit of your usable borrowing capacity, after verification of your identity and payment of credit fees. To find out more, you can consult the Django Later T&Cs available in the application.

Application and data security:

The security of personal information is fundamental for Django, as for the entire La Banque Postale group to which Django belongs.

Protecting information that is shared with Django, for example during user account creation, is our top priority. We work with trusted third parties to ensure all data is secure and encrypted, and we take strict measures to protect the privacy of our users.

Django does not have and will never have access to the banking identifiers of its users, they are collected securely by our service provider Powerens, whose services are strictly regulated by the Payment Services Directive (PSD2) and the General Regulations. on Data Protection (GDPR).
Powerens is controlled by the ACPR and the Banque de France, and has implemented internal controls in order to comply with the standards in force applicable to banking establishments. User data entered into the Powerens environment is encrypted and then stored within the European Union.

To find out more, you can consult the Data Protection Policy available on the Django application.